RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
HELOC vs Refinance: Which Equity Option Fits Your Fall 2025 Goals?
By: Joe Marker Published on: 29/10/2025New Blog Post Description
Mortgage Rates
Should You Refinance Before the Next BoC Rate Cut?
By: Ali Zaidi Published on: 28/10/2025Learn whether refinancing before the next Bank of Canada rate cut can help you secure better terms, lower payments, and maximize your mortgage savings.
Mortgage Rates
Refinancing Without Penalties: What to Know in Late 2025
By: Joe Marker Published on: 13/10/2025Learn how to refinance your mortgage in late 2025 without penalty fees. Discover lender options, timing tips, and ways to save money on your renewal.
Mortgage Rates
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.